Loyalty BONUS!
Enjoy 5%
incremental sum
assured for
accidental death &
total disablement
every year for up to
15%!
Personal Accident Insurance

SIRIUS Personal Accident Plan

Be prepared for the unforeseen events in life by getting yourself and family
covered for personal accident. Emergencies and associated financial impacts
can be dealt with a lot more peace of mind when you know that you are
protected with our SIRIUS Personal Accident Insurance.

SIRIUS Personal Accident Insurance offers 24 hours worldwide coverage
with up to S$575,000 for you and/or your family.

SIRIUS has 4 choices of plan options for you to chose from:
Platinum, Gold, Silver & Bronze
  • Food Poisoning
  • Insect & animal bites
  • Suffocation by smoke, gas & poisonous fumes
  • Drowning
  • Terrorism (excl. the use of nuclear, chemical and/or biological
    substance
  • Murder & assault
  • Kidnapping & hijacking
  • Strike, riot & civil Commotion
  • Disappearance
  • Exposure
  • Motorcycling
  • Peace-time reservist training
All rights reserved.
You need Java to see this applet.
Free Additional Extension
Related Brochures
FACT FILE
There is 50% more
admission to hospital
for accident &
poisoning than
cancer treatment.
~ Source MOH
  • Suicide pr self-inflicted injury
  • Professional sports
  • Pre-existing conditions
Main Exclusion
Table of Benefits
* Where the injury is not specified in the benefit scale above, we will adopt a
percentage of disability based on the assessment by our appointed doctor,
which in our opinion is consistent with the benefit scale above.
Important Note:
Benefits will only be payable upon death or injury as a result of an accident
occurring. This product website is not a contract of insurance. The specific
details applicable to this insurance are set out in the policy. You may request a
specimen copy of the policy wording from our office should you require.
  • Adults - 19 to 65 years old, renewable up to age 75 years old.
  • Children - 6 months to 18 years old & up to 24 years if in tertiary
    institution
Age Limit
* This plan is for occupational Class 1 and 2 only:

  • Class 1: Persons engaged in indoor and non-manual work in non-
    hazardous places.
  • Class 2: Persons engaged in work of an outdoor or supervisory nature
    or involves manual work whose duties does not involve the use of tools
    or machinery or exposed to any special hazards.
Star Capital Insurance
SIRIUS Personal Accident ~ Premium Charts
Adults
  
Benefits
Platinum
Gold
Silver
Bronze
Accidental Death
$500,000
$300,000
$150,000
$50,000
Accidental Permanent Disablement
$250,000
$150,000
$75,000
$25,000
Accidental Medical Expenses, including
- Dengue fever, insect and animal bites
- Food Poisoning
- Chinese Physician Expenses up to $200/yr
 $8,000
 $5,000
 $2,500
 $1,000
Daily Accidental Hospitalization Cash Benefit up to 90 days
$100
$100
$100
$50
Premium per year including GST
  
Insured
$368
$268
$168
$68
Spouse
$298
$218
$138
$58
Children
  
Benefits
Platinum
Gold
Silver
Bronze
Accidental Death
$250,000
$150,000
$75,000
$25,000
Accidental Permanent Disablement
$125,000
$75,000
$37,500
$12,500
Accidental Medical Expenses, including
- Dengue fever, insect and animal bites
- Food Poisoning
- Chinese Physician Expenses up to $200/yr
 $4,000
 $2,500
 $1,250
 $500
Daily Accidental Hospitalization Cash Benefit up to 90 days
$50
$50
$50
$25
Premium per year including GST
  
Per Child
$218
$158
$98
$38
Description of Permanent Disablement
Percentages
of the Sum
Insured
1
Total and Permanent Disablement from engaging in or attending to
employment or occupation of any and every kind.
100%
2
Total and Permanent Loss of all sight in both eyes.
100%
3
Total Loss by physical severance or total and permanent loss of use of:
  
 
    a) both hands at wrist
100%
 
    b) both arms at shoulder
100%
 
    c) both arms between shoulder and elbow
100%
 
    d) both arms at or below elbow
100%
 
    e) both legs at hip
100%
 
    f) both leg between knee and hip
 100%
 
    g) both leg at or below knee
100%
4
Total and Permanent Loss of
 
 
    a) sight on both eyes except perception of light
100%
 
    b) lens of both eyes
50%
5
Total loss by physical severance or total and permanent loss of use of
 
 
    a) thumb and 4 fingers of one hand
50%
 
    b) 4 fingers of one hand
40%
 
    c) thumb                           - 2 phalanges
25%
 
                                                     - 1 phalanx
10%
 
    d) index finger                 - 3 phalanges
15%
 
                                                     - 2 phalanges
10%
 
                                                     - 1 phalanx
5%
 
    e) middle finger              - 3 phalanges
10%
 
                                                     - 2 phalanges
7%
 
                                                     - 1 phalanx
3%
 
    f) ring finger                     - 3 phalanges
10%
 
                                                     - 2 phalanges
7%
 
                                                     - 1 phalanx
3%
 
    g) little finger                    - 3 phalanges
10%
 
                                                     - 2 phalanges
7%
 
                                                     - 1 phalanx
3%
 
    h) all toes of one foot
18%
 
    i) great toe                       - 2 phalanges
6%
 
                                                     - 1 phalanx
3%
 
    j) any other toe
3%
6
Total and Permanent Loss of
 
 
    a) hearing in both ear
75%
 
    b) hearing in one ear
20%
7
Total and Permanent Loss of speech
50%
8
Third Degree Burns
 
 
    a) Head - Damage as a Percentage of Total Body Surface Area
 
 
    i) equals to or greater than 2% but less than 5%
50%
 
    ii) equals to or greater than 5% but less than 8%
75%
 
    iii) equals to or greater than 8%
100%
 
    b) Body - Damage as a Percentage of Total Body Surface Area
 
 
    i) equals to or greater than 10% but less than 15%
50%
 
    ii) equals to or greater than 15% but less than 20%
75%
 
    iii) equals to or greater than 20%
100%
Underwritten by:
SIRIUS PA Application Form
Mother's Day & Father's Day Promotion 2009
View our latest promotions
No Medical Check-up
Required!
Mother's Day &
Father's Day Promotion

Get up to $40 Gift Vouchers
for every purchase of a
SIRIUS Personal Accident
Plan (adult plans only)